These are some of the reasons why property verification may fail on your client's report:
One of the main reasons property ownership verification can be challenging is due to differences in naming conventions between countries. This can lead to mismatches, such as when the order of names doesn't match between an ID and the Land Registry.
For instance, if someone's ID says "John Smith," but the Land Registry has it listed as "Smith John," it can cause a non-match. To avoid this, it's important to ensure that your registered name matches exactly with your official ID.
This issue is common in countries like China, Japan, Korea, Vietnam, Hungary, Mongolia, and Taiwan.
Other reasons include:
Married Name vs. ID Name
When you get married, you might change your name to match your spouse's. However, if the name on your ID doesn't match what's registered at the Land Registry, it can cause verification issues.
For example, if someone named "Mary Johnson" gets married and changes her name to "Mary Smith," but the Land Registry still has her listed as "Mary Johnson," the verification may not match. To avoid this, it's important to update the Land Registry with any official name changes.
Spelling and Special Characters
Sometimes, minor differences in how characters are represented can cause property ownership verification issues. If your name contains special characters or accented letters and these aren't registered the same way in the Land Registry's database, the system might not recognise a match.
For example, if your ID says "André," but the Land Registry has it as "Andre," it can be flagged as a non-match. To prevent this, make sure your registered name matches your official ID accurately.
Name Changes
People change their names for various reasons, like personal preference or transitioning. If you've legally changed your name but the Land Registry still has your old name on record, it can lead to a verification hiccup. To solve this, update the Land Registry promptly with your new name.
Middle Names
Not including middle names during property registration can also lead to verification troubles. If your ID lists middle names but the Land Registry only shows your first and last name, the system might not see a match. To avoid this, ensure your name registered with the Land Registry includes all your middle names.