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🏡 How to Prove Funds from a Property Sale (Even if Not Completed)

When you need to show evidence that money will come from selling a property, these are the documents you can use:

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Written by Wandile Zondo
Updated this week

1️⃣ Proof of Funds

Documents that confirm you have or will have access to the money:

  • 🏦 Bank Statement / Deposit Confirmation

    • Shows any deposit already received from the buyer

    • Useful if part of the payment is already transferred

  • 🗂️ Escrow Account Statement

    • Confirms funds are safely held in escrow pending completion

  • 📝 Letter from Solicitor / Conveyancer (Most Common)

    • Confirms you’re selling the property and contractually entitled to funds

    • Often the easiest and most widely accepted proof


2️⃣ Proof of Property Sale

Documents showing that a valid sale agreement exists:

  • 📄 Signed Sale Agreement / Contract of Sale

    • Signed by both buyer and seller

    • Shows price, parties involved, and completion date

    • Strongest evidence that the sale is genuine

  • 🏢 Memorandum of Sale (UK-specific)

    • Issued by the estate agent summarizing buyer, seller, price, and address

  • ✉️ Offer Letter / Acceptance Confirmation

    • Shows buyer’s formal offer and your acceptance

    • Weaker than a full contract but still useful


3️⃣ Additional Supporting Docs

  • 📑 Exchange of Contracts Confirmation

    • Legally binding once contracts are exchanged

    • Strong proof of impending funds

  • 📋 Completion Statement (when available)

    • Issued by your solicitor

    • Shows the exact amount you’ll receive after fees and taxes

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